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Mortgage Insights

Straight Answers.
No Jargon.

Practical mortgage advice from a family-run Lancashire broker. The stuff comparison sites and chatbots won't tell you.

New
Legislation
April 2026·8 min read

The Renters' Rights Act: What Landlords Actually Need to Know

Section 21 is being scrapped. Fixed-term tenancies are going. Here's what it all means for landlords and the buy-to-let market.

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New
Market Update
April 2026·7 min read

US-Iran Conflict and UK Mortgages: What's the Connection?

Oil prices, swap rates, inflation. How global conflict filters down to what you actually pay on your mortgage each month.

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Sports Professionals
March 2026·8 min readCase Study

Mortgages for Professional Athletes - What Most Brokers Get Wrong

Short contracts, image rights, signing bonuses. How we secured a £675,000 mortgage for a Championship midfielder when the high street said no.

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First Time Buyers
March 2026·6 min read

How Much Deposit Do You Actually Need?

Everyone says 10%. But the minimum is actually 5%, and your options open up significantly at 15-20%. We break it down properly.

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Self Employed
March 2026·8 min read

The Honest Truth About Self-Employed Mortgages

The bank said no. That doesn't mean everyone will. We bust the myths and explain what lenders actually look at.

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Mortgages
March 2026·5 min read

Why Getting a Mortgage in Principle Actually Matters

It's not just a form. It's the thing that gets your offer taken seriously by estate agents in a competitive market.

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First Time Buyers
March 2026·6 min read

5 Things First Time Buyers Get Wrong

None of these feel obvious until they're happening to you. Here's how to sidestep the mistakes we see most often.

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